Forensic loan document audit process

Forensics Audits Process

The forensic loan document audit process is designed to discover if a lender violated the Truth in Lending Act or made any errors while preparing their closing documents and neglected to adequately disclose the terms of a loan.

Some of the areas covered are:


 Truth-In-Lending Violations

 RESPA Violations

 Misrepresentation

 Predatory Lending

 HOEPA (Home Ownership and Equity Protection Act)

 Breach of Contract

This tool increases leverage in negotiations with the lender and provides additional incentive for more advantageous loan modifications to benefit our clients.

The number one goal of the forensic loan audit is to determine whether there were violations of Federal law. If these violations are found the borrower may be able to obtain complete relief from the predatory loan or a favorable loan modification.

When our firm represents you we will send a Qualified Written Request to your Lender on your behalf as Counsel, to which they have 20 days to respond. When the documents are received, our auditing staff reviews it all and looks for any breaches to be used in your defense.

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